New To Travel Credit Cards: This Is The Card You Should Start With

Are you new to Travel Credit Cards? It can a bit overwhelming. Here is the credit card we think is best for new travel and reward credit card users.

Chase Sapphire Preferred®

The Chase Sapphire Preferred® is a great starter travel credit card for several reasons. It offers a good earning rate, has numerous transfer partners and just makes using a travel credit card simple.

The Preferred currently has a sign-up bonus of 50,000 points after $4,000 spent within the first 3 months. That means the sign-up bonus is worth at least $625, but likely closer to $1,000. And you'll earn double points on all dining and travel expenses, and one point per dollar spent elsewhere.

The best part is Chase Ultimate Reward Points are very versatile. Rewards can be transferred to airline miles or hotel points through 14 partners. Or the points can be redeemed for 1.25 cents each towards travel reservations through the Chase Travel Portal. Typically you’ll get the most out of your points when you transfer them to these partners such as United, Hyatt and Marriott.

And the Chase Sapphire Preferred has several other benefits. You'll receive primary car rental insurance when you use the card to reserve a rental car. And it has great trip delay insurance up to $500 per ticket. That means if your flight or train is delayed more than 12 hours, you're covered for unreimbursed expenses! And the card covers baggage delays of up to $100 per day for 5 days.

The card does have a $95 annual fee. But that’s waived the first year. And there are no foreign transaction fees. Yes, that means you can earn a $1,000 sign-up bonus and NOT have to pay an annual fee the first year!

The Chase Sapphire Preferred® was one of the first travel reward credit cards we applied for. And we will still use it today.

Apply for the Chase Sapphire Preferred® here.